Browsing by Author "Ducháčková, Eva"
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- ItemAnalýza otevřených podílových fondů jako investičního nástroje(Technická Univerzita v Liberci, 2007) Josefiová, Lenka; Ducháčková, EvaThis diploma work deals with the problem of collective investment focused on open-end funds in the Czech Republic. The work is divided into five chapters. The first part defines the basic principles concerning investment in open-end funds and determines what particular subjects act on capital market. In the second part, funds are divided into different investment classes in accordance to the focus. Third part is dedicated to the methods used in the evaluation of funds from the view of quantitative and qualitative indicators. The fourth part surveys the history, development and current situation relating to collective investment in our country. This section concludes with giving some insight into the range of fund which are offered by particular management company and a comparison of chosen fund with competitors. In the fifth part, funds are compared with other financial products. The conclusion gives a general recapitulation of investment in open-end funds and highlights some perspective areas of future development.
- ItemAnalýza pojištění příspěvkových organizací(Technická Univerzita v Liberci, 2011) Haburajová, Zuzana; Ducháčková, EvaThe aim of the diploma work ?Analysis of allowance organization insurance on particular example? is to evaluate the hazards that threaten activities of specific allowance organization and also to evaluate current condition of insurance protection and suggest its improvements. Theoretical part consists of two chapters. The first chapter describes hazards generally, its division and possibilities of financial covering of hazards. Second chapter is focused on allowance organizations of municipal authorities units, its legislative, its financing and economy. Practical part covers chapter about particular allowance organization that includes the subject of activity given to allowance organization, provided services and data about its financial aspect. Last chapter of practical part puts in evaluation of the actual insurance protection and improvement recommendations.
- ItemAnalýza pojistného trhu vybrané oblasti světa - SLOVENSKO(Technická Univerzita v Liberci, 2007) Lesayová, Mária; Ducháčková, EvaThe goal of my diploma paper is the description of the slovak insurance market, his history, legislation and segmentation by different aspects. I focused not only on the insurance market but also at factors that affects this market. The first part of this work deal with history and progression of slovak insurance market. I am following the progression from the beginnig of the insurance in Slovakia in the year 1919, revolution at the insurance in the year 1989 and I am getting to present. The second part of my work is engaged in legislative regulation of slovak insurance. I am trying to approach the most important laws which are in this area. The third part targets on the structure of slovak insurance market according to insurers. I am concerned with position of insurance companies on market, their activity, proportion of foreign capital and activity of Slovenská asociácia poisťovní. The fourth part deal with structure of slovak market according to insurance products. I am concerned with segmentation based on life insurance and non-life insurance. The last chapter describes factors that reacts on insurance market. It values mainly burden of losses, pension revision and assesment revision at Slovakia and changes after the entrance of the Slovak republic to the European union.
- ItemAnalýza struktury pojistného trhu Španělského království(Technická Univerzita v Liberci, 2009) Havlíková, Zdeňka; Ducháčková, EvaThe aim of this diploma thesis was the analysis of the insurance market in Spain, according to its characteristic and analysis of general conditions, that the Spanish insurance market is based on. This thesis attempts to describe evolution of insurance industry in Spain. The thesis deals with the market itself. Describes its legal framework, structure, but even analysis the insurance companies. The Spanish insurance industry is here also compared with other European countries, so it informs about its ranking in the European area. In the end there are introduced products that are not so usual in the Czech Republic, and could inspire Czech insurance companies.
- ItemAudit v pojišťovnictví(Technická Univerzita v Liberci, 2006) Brátová, Miroslava; Ducháčková, EvaThe main goal of this diploma work is to acquaint readers with the topic of Audit in insurance companies. It shows not only theoretical procedures of audit, but also practical examples of testing individual items of accounting and mainly to show specifics in audit in insurance companies. The first part is focused on describing legislation of insurance and audit and gives us definition of these two topics. The knowledge of appropriate legislation is important for providing audit to show true and fair view of accounting. Theoretical part is outlined in second part of this work. The following part writes about audit practices, which are specific for insurance companies. The last part is dealing with description of audit procedures, which are tested in the same way as in audit of commercial companies.
- ItemDopady uplatnění přístupů Solvency II na české pojistitele(Technická Univerzita v Liberci, 2008) Hnát, Vladimír; Ducháčková, EvaIn the present time there is continues process of conversion in insurance system because of increasing requirements in this area. Major change should appear in a method of regulation and in control of insurance system. This alternation should lead to the inner control system enhancement with the aim of good-class identification, measurability and risk management. The enhancement of inner control system ended in a new prospective framework Solvency II that includes new rules and demands for secure business in the area of insurance system in the European Union. The transformation should be realised in the interest for global hormonization in the EU which should lead to integrated form of theses and conditions. The main target of Solvency II is make the insurers to consider a new look on quality in present strategy of risk management, processes and IS.
- ItemDopravní nehoda jako pojistná událost(Technická Univerzita v Liberci, 2007) Malkovský, Petr; Ducháčková, EvaThis diploma thesis is engaged in a standard practice of an insurance company and an insured person when a car accident happens. It also describes the work of car accident experts. The main purpose of the teoretical part of this work is to describe how a damaged person acts in the case of a car accident, how insurance companies act an in the case of insured accident of motor vehicles and how they estimate damages to the car or damages to human health and how looks an expert opinion elaborated on the request of an insurance company. In practical part of this work is given an example of road accident, the assessment of damage and an expert opinion on suspicion of the insurance fraud.
- ItemDůchodová reforma v České republice(Technická Univerzita v Liberci, 2006) Šafarčíková, Ivana; Ducháčková, EvaThe goal of this diploma thesis is to analyse current Czech pension system and its running reform. This thesis is indicative of some important demographics indicators, its current problems as well as some possibilities to solve them to help pension reform. After the theoretical introduction into the problems follows detailed characteristic of current pension system in the Czech Republic, where the objective is to analyze the advantages and disadvantages of this system. The thesis is focusing on the activity of the working group, which fact-finded to the decision on the pension reform, and on the analysis of the possible variants of the pension reform offered by the political parties acting in the House of Parliament. The importance of following reform is to all of us well know, it isn{\crq}t a decision only on several couple of years, but on several decades as far as hundreds years.
- ItemHospodaření pojišťoven z účetního pohledu(Technická Univerzita v Liberci, 2006) Smíšovská, Marie; Ducháčková, Eva
- ItemInvestiční životní pojištení(Technická Univerzita v Liberci, 2008) Holas, Josef; Ducháčková, EvaThis master´s thesis is concerned with the unit-linked insurance. There is this product explained in general, its features and function in the first three chapters. It is also focused on its historical development and a place on the insurance market compared with traditional life insurance. A new product, a mortgage combined with unit-linked insurance, was launched on the czech market two years ago. This kind of life insurance combines insurance protection and mutual fond. It means that the investment risk is borne by the policyholder and the benefits are expressed in terms of number of units and unit price. The insurer deducts the insurance cost from some portion of premium. The remaining one is used to buy units in funds. Client chooses his own investment strategy and determines the level of risk and potential yields which would want to achieve. Simply speaking, the unit-linked insurance is transparent in its charges, flexible in its parameters and visible for clients to také decisions. The final chapter is paid particular attention to the analysis of selected unit-linked insurance products in two life insurance companies in the Czech Republic and their comparisons are performed. Practical examples are given to support theoretical solutions.
- ItemKlimatické změny a jejich dopad na pojistný průmysl(Technická Univerzita v Liberci, 2007) Klusáčková, Jana; Ducháčková, EvaVe své diplomové práci na téma klimatické změny a jejich dopad na pojistný průmysl se snažím analyzovat důsledky změny klimatu pro světové i české pojišťovnictví. Těmito důsledky jsou extrémní výkyvy počasí, které způsobují mimo jiné neustále rostoucí majetkové škody. V první části se zabývám změnou klimatu - příčinami, mezivládními jednáními a budoucími prognózami vývoje klimatu. Druhá část je věnována dopadům klimatických změn na světové pojišťovnictví, popsány jsou některé možnosti vyrovnávání se s katastrofami ve světě. V další kapitole je zmíněno komerční pojištění jako jedna z možností vyrovnávání se s živelními riziky, především pojištění majetku. Čtvrtá část se zabývá živelnými katastrofami v podmínkách České republiky, zejména povodněmi v roce 2002, které se staly nejen v Čechách přelomem v pojišťovnictví. V poslední kapitole uvádím přístupy vyrovnávání se s katastrofami v České republice, krátce je zmíněn možné vyrovnávání se s těmito katastrofami v budoucnu.
- ItemKrytí pracovních úrazů prostřednictvím pojištění(Technická Univerzita v Liberci, 2007) Vyčítalová, Markéta; Ducháčková, EvaThe topic of my final thesis is "Coverage work injuries by means of the insurance". The aim of this work is to bring useful and special information about the necessity to coverage work injuries and vocational diseases by means of the insurance in a well-arranged and integrated way. My final thesis contains the rise and the role of the statutory employer insurancen of responsibility for work injuries and vocational diseases, its present form in the Czech Republic, defining the basic concepts, the survey of individual compensations paying from the title of the compensation for work injuries and vocational diseases. Relatively large part of the final thesis deals with problem about the reform the system of this statutory insurance, the criticism the new law and listing advantages and disadvantages of new law. In the suplement of final thesis is mentioned an accident rate in graphs and figures.
- ItemLetecké pojištění, jeho vznik, význam a pozice na současném pojistném trhu(Technická Univerzita v Liberci, 2007) Chmelíková, Martina; Ducháčková, EvaThe aim of this diploma work is to analyse aviation insurance. This work targets not only on the creation, content and a role of aviation insurance but also evaluates its position on the present Czech and world insurance market. The first chapter deals with transport insurance, from which, for its haecceity, aviation insurance was ermarked. Not only the structure of transport insurance but also the insurance clauses construction is mentioned in this part. The second part focuses straight to aviation insurance. It describes history of aviation and aviation insurance, it analyses the legislation in this field and characterizes individual types of aviation insurance in detail. The third and the fourth parts observe development of aviation insurance on the Czech insurance market. The third chapter indicates concrete offers of aviation insurance by single insurance companies and it describes the whole process from bargain to insurance benefit payment. The fourth part concentrates on written premium development in aviation insurance and on individual insurance companies share on Czech insurance market. The last part of diploma work sumarizes the situation on the world aviation insurance market. It focuses especially on two key insurance events (24. July 2001, 11. September 2001) and on their overall impact on international insurance and reinsurance market. Afterwords it briefly introduces some important international organisations, that work in this branch and finally it evaluates the position of aviation insurance on the world insurance market.
- ItemLikvidace pojistných událostí v oblasti pojištění motorových vozidel(Technická Univerzita v Liberci, 2007) Slezák, Ondřej; Ducháčková, EvaThe subject of my diploma work is liquidation of insured accidents in the motor vehicles insurance. The beginning of work is contained description of world motor vehicles insurance systems and their historical development. Diploma works goal is the illustration of insured accidents liquidation in this insurance. Theoretical part of diploma work is described legislation adjustment of motor vehicles insurance in the Czech Republic and process how insurance companies are fixed extent of loss at insured accidents liquidation in motor vehicles insurance. Practical part is pursued the motor vehicles insurance, that Czech insurance company provide and her method of loss liquidation on the motor vehicles. At the end of practical part are introduced the most frequent methods of insurance fraud in this branch.
- ItemMarketing zdravotní pojišťovny - "Strategie náboru nových pojištěnců"(Technická Univerzita v Liberci, 2010) Suchá, Markéta; Ducháčková, EvaCílem diplomové práce je analýza postavení zdravotní pojišťovny Zaměstnanecká pojišťovna Škoda na trhu veřejného zdravotního pojištění v České republice a navržení marketingové strategie zaměřující se na zvýšení pojistného kmene. Diplomová práce je rozdělena do dvou hlavních částí - teoretické a praktické. Teoretická část popisuje problematiku systému veřejného zdravotního pojištění, problematiku marketingu zdravotních pojišťoven, analýzu marketingových aktivit jednotlivých zdravotních pojišťoven a konkurenční prostředí Zaměstnanecké pojišťovny Škoda. Praktická část obsahuje návrhy strategií pro nábor nových pojištěnců, jejich následnou aplikaci a shrnutí výsledků těchto strategií. V případě neefektivnosti strategie je podán návrh na možné změny, které by mohly vést k lepší efektivnosti při další realizaci.
- ItemMarketing životní pojišťovny(Technická Univerzita v Liberci, 2010) Kreitzerová, Iva; Ducháčková, Eva
- ItemMožnosti krytí rizik katastrofického rozsahu prostřednictvím komerčního pojištění(Technická Univerzita v Liberci, 2007) Kadeřábek, Tomáš; Ducháčková, EvaThe theme of my diploma thesis is focused on catastrophic risks covering in commercial insurance. The thesis is divided into five parts. The first part distinguishes elemental risk from natural catastrophe. I describe terrorism risk in more detail. Then I indicate overview of all catastrophes that happened during years 2001 up 2007. In the second part I deal with impact of catastrophes on international insurance, different approaches to catastrophic risk financing and the role of the government in risks covering. The third part is devoted to insurability of risks, to their criterions and to trouble of prediction of disasters. Then there are described possibilities of risk diversification because of disability to cover loss from these risks by insurance company by itself from its financial resources. The fourth part describes available capital market solutions to cover disaster risks. Firstly I show in alternative risk transfer and then alternative risk financing. Last part is concentred to situation in the Czech Republic, mainly on fire, flood and terrorism risk. At the end of my work I propose feasible solutions of catastrophic risks covering in the future in the Czech Republic.
- ItemOptimalizace logistických nákladů ve výrobním podnikuDucháčková, Eva
- ItemOptimalizace logistických nákladů ve výrobním podnikuDucháčková, Eva; Rozkovec Jiří, Mgr.; Skolitel : 64111 Ducháčková Eva, prof. Ing. CSc.; Konzultant : 54685 Hernych Miloš, Ing.; Konzultant2 : 65333 Poříz Václav, Ing.Bakalářská práce se zabývá fungováním současné podnikové logistiky ve vybrané výrobní firmě a hledáním možností pro zlepšení tak, aby pomohla stabilizovat přímé logistické náklady, které jsou spojeny s většinou procesů v rámci logistiky. V návaznosti na výsledky analýzy budou navržena opatření pro zlepšení nákladového řízení logistiky, která pomohou nejen snížit celkové logistické náklady podnikové logistiky, ale zaměří se i na neustálé inovování procesů pro udržení konkurenceschopnosti firmy na trhu.
- ItemPojištění cestovních kanceláří a krytí rizika úpadku cestovní kanceláře(Technická Univerzita v Liberci, 2007) Šimáková, Kateřina; Ducháčková, EvaThe aim of my graduation thesis, which is called ``Tour Operators{\crq} Insurance and Bankruptcy Risk Covering of Tour Operator``, is to present this obligatory insurance as a product that has to protect travel agencies{\crq} customers in the case of bankruptcy. The first part covers the reasons that led to close this insurance, because new tourist industry legislation should start protecting clients. All at once there are mention other possible ways of solving the bankruptcy problem of the travel agency. The emergence of legal regulation is described in the second part of this work. Next chapter shortly describes the Travel Agents{\crq} Insolvency Pool that subsisted till 2003. The insurance companies that offer this type of insurance (suretyship insurance in the case of tour operator bankruptcy) are presented in the fourth part. Furthermore there is a comparative analysis of this product that is applied to Česká podnikatelská pojišťovna and UNIQA. The fifth part is connected with model example applied to imaginary travel agency. At the close I tried to propose my personal solution how to protect tour operators{\crq} clients in the case of financial insolvency.
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