Digital Marketing Risks for Aging Populations: The Threat of Online Scams to Older Adults
| dc.contributor.author | Okechukwu, Chinyere Chidera | |
| dc.contributor.author | Bachmann, Pavel | |
| dc.contributor.other | Ekonomická fakulta | cs |
| dc.date.accessioned | 2025-10-02T10:24:24Z | |
| dc.date.available | 2025-10-02T10:24:24Z | |
| dc.description.abstract | This study provides a systematic concept of how digital marketing practices intersect with the older adults´ vulnerability to financial digital scams and misleading online advertisements. Although digital platforms offer convenience, they are also used to deliver deceptive content that exploits the cognitive, emotional, and technological limitations. Following the PRISMA methodology, over 230 articles from Web of Science database in 2000-2025 period were initially screened. After applying inclusion and exclusion criteria based on relevance, language (English), peer-review status, and topical focus, 87 studies were included in the analysis. The majority of the selected studies originated from the United States (41%), China (14%), and Japan (8%). Interest in the examined topic has gradually increased over time, with a notable peak in 2024. The results suggest that older adults face growing threats from deceptive digital marketing, worsened by low digital literacy, cognitive decline, and limited awareness of online risks. Although financial and educational digital scams remain common, emotional manipulation has become more frequent through personalized targeting. The findings highlight the need for stronger policy frameworks, improved digital education, and ethical standards in online advertising to better protect vulnerable consumers. | en |
| dc.format | text | |
| dc.identifier.doi | 10.15240/tul/009/lef-2025-16 | |
| dc.identifier.isbn | 978-80-7494-747-6 | |
| dc.identifier.uri | https://dspace.tul.cz/handle/15240/178038 | |
| dc.language.iso | en | |
| dc.publisher | Technická Univerzita v Liberci | cs |
| dc.publisher | Technical university of Liberec, Czech Republic | en |
| dc.publisher.abbreviation | TUL | |
| dc.relation.isbasedon | ALVES, L., & WILSON, S. (2008). The Effects of Loneliness on Telemarketing Fraud Vulnerability Among Older Adults. JOURNAL OF ELDER ABUSE & NEGLECT, 20(1), 63–85. https://doi.org/10.1300/J084v20n01_04 ALWANAIN, M. (2020). Phishing Awareness and Elderly Users in Social Media. INTERNATIONAL JOURNAL OF COMPUTER SCIENCE AND NETWORK SECURITY, 20(9), 114–119. https://doi.org/10.22937/IJCSNS.2020.20.09.14 BAUDER, R., DA ROSA, R., KHOSHGOFTAAR, T., & IEEE. (2018). Identifying Medicare Provider Fraud with Unsupervised Machine Learning. State University System of Florida, 285–292. https://doi.org/10.1109/IRI.2018.00051 BURNES, D., HENDERSON JR, C. R., SHEPPARD, C., ZHAO, R., PILLEMER, K., & LACHS, M. S. (2017). Prevalence of financial fraud and scams among older adults in the United States: A systematic review and meta-analysis. American Journal of Public Health, 107(8), e13-e21. https://doi.org/10.2105/AJPH.2017.303821 CAREY, C., HODGES, J., & WEBB, J. (2018). Changes in state legislation and the impacts on elder financial fraud and exploitation. JOURNAL OF ELDER ABUSE & NEGLECT, 30(4), 309–319. https://doi.org/10.1080/08946566.2018.1479670 ÇELIKKANAT, S., DÖNER, B., & GÜNGÖRMÜS, Z. (2024). Does difficulty adapting to old age impact the social vulnerability of elderly? EDUCATIONAL GERONTOLOGY, 50(7), 634–643. https://doi.org/10.1080/03601277.2024.2324418 DELIEMA, M. (2018). Elder fraud and financial exploitation: Application of routine activity theory. The Gerontologist, 58(4), 706–718. https://doi.org/10.1093/geront/gnw258 DODD, CONNOR & ATHAUDA, RUKSHAN & ADAM, MARC. (2017). Designing User Interfaces for the Elderly: A Systematic Literature Review. HANOCH, Y., WOOD, S., & RICE, T. (2007). Bounded rationality, emotions and older adult decision-making: Not so fast and yet so frugal. Human Development, 50 (6): 333–358. https://doi.org/10.1159/000109835 CHEN, H., HE, M., & PENG, L. (2025). Understanding online shopping fraud among Chinese elderly: Extending routine activity theory in the online context. TELEMATICS AND INFORMATICS, 96. https://doi.org/10.1016/j.tele.2024.102208 LAZARUS, S., TICKNER, P. & MCGUIRE, M.R. (2025). Cybercrime against senior citizens: exploring ageism, ideal victimhood, and the pivotal role of socioeconomics. Secur J 38, 42. https://doi.org/10.1057/s41284-025-00482-4 LICHTENBERG, P. A., FICKER, L. J., & RAHMAN-FILIPIAK, A. (2016). Financial decision-making abilities and financial exploitation in older African Americans: Preliminary validity evidence for the Lichtenberg Financial Decision Rating Scale (LFDRS). Journal of Elder Abuse & Neglect, 28(1), 14–33. https://doi.org/10.1080/08946566.2015.1078760 MILLER L, CALLEGARI R, ABAH T, FANN H (2024). Digital Literacy Training for Low-Income Older Adults Through Undergraduate Community-Engaged Learning: Single-Group Pretest-Posttest Study 7(e51675), https://aging.jmir.org/2024/1/e51675, doi:10.2196/51675 MOSCHIS, G.P. (2003), "Marketing to older adults: an updated overview of present knowledge and practice", Journal of Consumer Marketing, Vol. 20 No. 6, pp. 516-525. https://doi.org/10.1108/07363760310499093 NAIDOO, K., & MARIVATE, V. (2020). Unsupervised Anomaly Detection of Healthcare Providers Using Generative Adversarial Networks. In M. Hattingh, M. Matthee, H. Smuts, I. Pappas, Y. Dwivedi, & M. Mantymaki (Eds.), University of Pretoria (WOS:001352251200035; Vol. 12066, pp. 419–430). https://doi.org/10.1007/978-3-030-44999-5_35 NGUYEN, V., SARKARI, F., MACNEIL, K., COWAN, L., & RANKIN, J. (2013). The Role of Support Services in Promoting Social Inclusion for the Disadvantaged Urban-dwelling Elderly. CANADIAN GERIATRICS JOURNAL, 16(4), 156–179. https://doi.org/10.5770/cgj.16.77 PERERA, V. (2025). The effectiveness of tech support fraud in damaging older individual’s financial security. Edith Cowan University. https://doi.org/10.25958/sfmk-dv46 TAMUT, H., & DUTTA, I. (2024). Understanding and Mitigating Social Engineering Attacks to Elderly People: A Comprehensive Survey of Methods, Impacts, and Future Solutions. In R. Paul & A. Kundu (Eds.), Arkansas Tech University (WOS:001429153800065; pp. 461–470). https://doi.org/10.1109/UEMCON62879.2024.10754693 UENO D, DAIKU Y, EGUCHI Y, IWATA M, AMANO S, AYANI N, NAKAMURA K, KATO Y, MATSUOKA T & NARUMOTO J (2021) Mild Cognitive Decline Is a Risk Factor for Scam Vulnerability in Older Adults. Front. Psychiatry 12:685451. doi: 10.3389/fpsyt.2021.685451 WATANABE, S. (2016). For preventing elderly people from becoming fraud victims—Contributions from psychology of cognitive aging. INTERNATIONAL JOURNAL OF PSYCHOLOGY, 51, 41–41. | |
| dc.relation.ispartof | Liberecké ekonomické fórum 2025 | cs |
| dc.relation.ispartof | Liberec Economic Forum 2025 | en |
| dc.subject | Digital Marketing Risks | en |
| dc.subject | Older Adults | en |
| dc.subject | Deceptive Digital Marketing | en |
| dc.subject | Vulnerable | en |
| dc.subject | Financial Digital Scams | en |
| dc.subject.classification | M31 | |
| dc.subject.classification | O33 | |
| dc.title | Digital Marketing Risks for Aging Populations: The Threat of Online Scams to Older Adults | en |
| dc.type | proceeding paper | en |
| local.access | open | |
| local.citation.epage | 218 | |
| local.citation.spage | 207 | |
| local.faculty | Faculty of Economics | |
| local.fulltext | yes | |
| local.relation.abbreviation | LEF | cs |
| local.relation.abbreviation | LEF | en |
Files
Original bundle
1 - 1 of 1
Loading...
- Name:
- okecheku.pdf
- Size:
- 626.78 KB
- Format:
- Adobe Portable Document Format
- Description:
- article